Call reports 2011
TEXAS BANK AND TRUST COMPANY — 2011
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,318,678,000 | 1,322,661,000 | 1,384,817,000 | 1,431,344,000 |
| Total loans | 1,051,787,000 | 1,064,970,000 | 1,067,533,000 | 1,117,032,000 |
| Allowance for loan losses | 17,503,000 | 18,470,000 | 19,434,000 | 20,126,000 |
| Securities available for sale | 71,405,000 | 79,075,000 | 91,417,000 | 126,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,140,930,000 | 1,146,864,000 | 1,205,910,000 | 1,244,307,000 |
| Interest-bearing deposits | 1,024,119,000 | 1,031,119,000 | 1,081,123,000 | 1,125,542,000 |
| Noninterest-bearing deposits | 116,811,000 | 115,745,000 | 124,787,000 | 118,766,000 |
| Equity capital | 116,530,000 | 120,932,000 | 123,998,000 | 134,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 13,662,000 | 27,585,000 | 41,692,000 | 57,902,000 |
| Interest expense | 2,198,000 | 4,329,000 | 6,435,000 | 8,686,000 |
| Net interest income | 11,464,000 | 23,256,000 | 35,257,000 | 49,216,000 |
| Noninterest income | 3,897,000 | 7,912,000 | 11,861,000 | 15,920,000 |
| Noninterest expense | 8,640,000 | 17,074,000 | 25,657,000 | 35,865,000 |
| Provision for loan losses | 1,200,000 | 2,400,000 | 3,600,000 | 5,400,000 |
| Pretax income | 5,521,000 | 11,694,000 | 17,861,000 | 23,871,000 |
| Income tax | 1,783,000 | 3,793,000 | 5,790,000 | 7,696,000 |
| Net income | 3,738,000 | 7,901,000 | 12,071,000 | 16,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,179,000 | 116,359,000 | 119,143,000 | 129,646,000 |
| Total capital | 124,460,000 | 128,783,000 | 131,433,000 | 142,488,000 |
| Risk-weighted assets | 981,667,000 | 992,508,000 | 981,239,000 | 1,025,582,000 |