Call reports 2010
TEXAS BANK AND TRUST COMPANY — 2010
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,200,169,000 | 1,231,987,000 | 1,277,229,000 | 1,290,933,000 |
| Total loans | 940,668,000 | 969,503,000 | 1,013,604,000 | 1,054,753,000 |
| Allowance for loan losses | 14,394,000 | 14,812,000 | 15,210,000 | 16,979,000 |
| Securities available for sale | 89,318,000 | 78,968,000 | 76,554,000 | 73,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,043,770,000 | 1,078,804,000 | 1,110,477,000 | 1,115,892,000 |
| Interest-bearing deposits | 943,454,000 | 975,956,000 | 995,824,000 | 1,003,325,000 |
| Noninterest-bearing deposits | 100,316,000 | 102,848,000 | 114,653,000 | 112,567,000 |
| Equity capital | 105,159,000 | 108,735,000 | 111,761,000 | 114,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,697,000 | 25,431,000 | 38,851,000 | 52,652,000 |
| Interest expense | 2,535,000 | 4,969,000 | 7,429,000 | 9,821,000 |
| Net interest income | 10,162,000 | 20,462,000 | 31,422,000 | 42,831,000 |
| Noninterest income | 3,772,000 | 7,706,000 | 11,777,000 | 15,908,000 |
| Noninterest expense | 8,284,000 | 16,396,000 | 24,700,000 | 33,609,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,400,000 | 4,800,000 |
| Pretax income | 4,908,000 | 10,251,000 | 16,080,000 | 20,302,000 |
| Income tax | 1,592,000 | 3,337,000 | 5,244,000 | 6,620,000 |
| Net income | 3,316,000 | 6,914,000 | 10,836,000 | 13,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,399,000 | 104,014,000 | 106,755,000 | 109,626,000 |
| Total capital | 111,439,000 | 115,286,000 | 118,503,000 | 121,829,000 |
| Risk-weighted assets | 884,302,000 | 902,437,000 | 940,566,000 | 976,098,000 |