Call reports 2009
TEXAS BANK AND TRUST COMPANY — 2009
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,111,180,000 | 1,088,526,000 | 1,132,221,000 | 1,174,494,000 |
| Total loans | 834,873,000 | 868,818,000 | 900,546,000 | 926,048,000 |
| Allowance for loan losses | 12,979,000 | 13,046,000 | 13,593,000 | 13,740,000 |
| Securities available for sale | 195,437,000 | 116,265,000 | 94,173,000 | 91,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 955,157,000 | 941,087,000 | 987,842,000 | 1,020,413,000 |
| Interest-bearing deposits | 862,006,000 | 841,179,000 | 895,877,000 | 926,316,000 |
| Noninterest-bearing deposits | 93,151,000 | 99,908,000 | 91,965,000 | 94,097,000 |
| Equity capital | 94,352,000 | 96,444,000 | 99,616,000 | 102,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,399,000 | 23,174,000 | 35,494,000 | 48,042,000 |
| Interest expense | 3,526,000 | 6,581,000 | 9,371,000 | 12,044,000 |
| Net interest income | 7,873,000 | 16,593,000 | 26,123,000 | 35,998,000 |
| Noninterest income | 3,553,000 | 7,151,000 | 10,930,000 | 14,729,000 |
| Noninterest expense | 7,849,000 | 15,991,000 | 24,110,000 | 32,483,000 |
| Provision for loan losses | 0 | 400,000 | 1,000,000 | 1,500,000 |
| Pretax income | 3,577,000 | 7,353,000 | 11,946,000 | 16,757,000 |
| Income tax | 1,184,000 | 2,417,000 | 3,904,000 | 5,443,000 |
| Net income | 2,393,000 | 4,936,000 | 8,042,000 | 11,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,286,000 | 92,844,000 | 94,976,000 | 98,263,000 |
| Total capital | 101,278,000 | 103,101,000 | 105,491,000 | 109,058,000 |
| Risk-weighted assets | 881,606,000 | 822,401,000 | 842,417,000 | 865,163,000 |