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Call reports 2007

TEXAS BANK AND TRUST COMPANY — 2007

What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4a97b655-ad98-4f9e-8cf0-667b6e45b211/2007

Balance sheet

What the bank holds and owes at quarter end

Measure2007Q12007Q22007Q32007Q4
Total assets888,704,000891,960,000900,495,000945,146,000
Total loans706,681,000723,938,000719,922,000744,128,000
Allowance for loan losses10,152,00010,375,00010,546,00011,464,000
Securities available for sale63,238,00059,984,00094,006,000109,672,000
Securities held to maturity0000
Trading assets0000
Total deposits795,690,000795,784,000801,061,000841,096,000
Interest-bearing deposits702,736,000709,325,000722,251,000779,026,000
Noninterest-bearing deposits92,954,00086,459,00078,810,00062,070,000
Equity capital74,507,00077,062,00079,766,00082,372,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2007Q12007Q22007Q32007Q4
Interest income12,326,00025,343,00038,798,00052,280,000
Interest expense5,064,00010,362,00015,733,00020,930,000
Net interest income7,262,00014,981,00023,065,00031,350,000
Noninterest income3,063,0006,489,00010,189,00013,847,000
Noninterest expense7,068,00013,938,00020,998,00028,587,000
Provision for loan losses150,000400,000600,0001,500,000
Pretax income3,107,0007,133,00011,657,00015,110,000
Income tax1,005,0002,325,0003,810,0004,988,000
Net income2,102,0004,808,0007,847,00010,122,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2007Q12007Q22007Q32007Q4
Tier 1 capital70,822,00073,545,00075,820,00078,133,000
Total capital79,126,00081,701,00084,601,00087,337,000
Risk-weighted assets668,879,000682,071,000706,927,000740,581,000

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