Call reports 2020
CHEYENNE STATE BANK — 2020
What CHEYENNE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,380,000 | 44,916,000 | 44,035,000 | 48,135,000 |
| Total loans | 30,318,000 | 29,937,000 | 29,512,000 | 30,448,000 |
| Allowance for loan losses | 401,000 | 432,000 | 379,000 | 387,000 |
| Securities available for sale | 1,217,000 | 1,146,000 | 1,107,000 | 1,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,615,000 | 38,131,000 | 37,109,000 | 41,175,000 |
| Interest-bearing deposits | 23,535,000 | 24,982,000 | 24,770,000 | 29,849,000 |
| Noninterest-bearing deposits | 9,080,000 | 13,148,000 | 12,339,000 | 11,326,000 |
| Equity capital | 6,617,000 | 6,651,000 | 6,714,000 | 6,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 944,000 | 1,429,000 | 1,877,000 |
| Interest expense | 35,000 | 69,000 | 103,000 | 132,000 |
| Net interest income | 450,000 | 875,000 | 1,326,000 | 1,745,000 |
| Noninterest income | 28,000 | 56,000 | 79,000 | 103,000 |
| Noninterest expense | 381,000 | 760,000 | 1,202,000 | 1,583,000 |
| Provision for loan losses | 28,000 | 60,000 | 6,000 | 16,000 |
| Pretax income | 69,000 | 113,000 | 197,000 | 249,000 |
| Income tax | 14,000 | 24,000 | 41,000 | 52,000 |
| Net income | 55,000 | 89,000 | 156,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,595,000 | 6,629,000 | 6,696,000 | 6,625,000 |
| Total capital | 6,963,000 | 7,012,000 | 7,074,000 | 7,018,000 |
| Risk-weighted assets | 29,296,000 | 30,430,000 | 30,074,000 | 31,293,000 |