Call reports 2019
CHEYENNE STATE BANK — 2019
What CHEYENNE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 39,689,000 | 41,851,000 | 40,265,000 | 39,146,000 |
| Total loans | 31,207,000 | 31,861,000 | 30,570,000 | 31,928,000 |
| Allowance for loan losses | 508,000 | 423,000 | 392,000 | 374,000 |
| Securities available for sale | 1,360,000 | 1,312,000 | 1,292,000 | 1,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,169,000 | 35,122,000 | 33,432,000 | 32,288,000 |
| Interest-bearing deposits | 24,317,000 | 23,811,000 | 22,920,000 | 23,171,000 |
| Noninterest-bearing deposits | 8,852,000 | 11,311,000 | 10,512,000 | 9,117,000 |
| Equity capital | 6,468,000 | 6,549,000 | 6,629,000 | 6,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,018,000 | 1,533,000 | 2,044,000 |
| Interest expense | 37,000 | 74,000 | 109,000 | 144,000 |
| Net interest income | 465,000 | 944,000 | 1,424,000 | 1,900,000 |
| Noninterest income | 29,000 | 57,000 | 91,000 | 127,000 |
| Noninterest expense | 365,000 | 863,000 | 1,309,000 | 1,758,000 |
| Provision for loan losses | 0 | -84,000 | -115,000 | -111,000 |
| Pretax income | 129,000 | 224,000 | 321,000 | 380,000 |
| Income tax | 27,000 | 47,000 | 68,000 | 80,000 |
| Net income | 102,000 | 177,000 | 253,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,468,000 | 6,543,000 | 6,620,000 | 6,666,000 |
| Total capital | 6,844,000 | 6,924,000 | 6,992,000 | 7,047,000 |
| Risk-weighted assets | 29,921,000 | 30,369,000 | 29,669,000 | 30,337,000 |