Call reports 2015
CHEYENNE STATE BANK — 2015
What CHEYENNE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,712,000 | 45,470,000 | 46,461,000 | 42,197,000 |
| Total loans | 30,971,000 | 31,244,000 | 31,487,000 | 30,037,000 |
| Allowance for loan losses | 610,000 | 494,000 | 553,000 | 565,000 |
| Securities available for sale | 1,992,000 | 1,882,000 | 1,847,000 | 1,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,636,000 | 39,439,000 | 40,378,000 | 36,077,000 |
| Interest-bearing deposits | 30,424,000 | 31,829,000 | 31,889,000 | 29,442,000 |
| Noninterest-bearing deposits | 7,212,000 | 7,610,000 | 8,489,000 | 6,635,000 |
| Equity capital | 6,024,000 | 5,944,000 | 6,017,000 | 6,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 430,000 | 904,000 | 1,373,000 | 1,827,000 |
| Interest expense | 50,000 | 102,000 | 157,000 | 212,000 |
| Net interest income | 380,000 | 802,000 | 1,216,000 | 1,615,000 |
| Noninterest income | 29,000 | 64,000 | 88,000 | 116,000 |
| Noninterest expense | 323,000 | 642,000 | 980,000 | 1,359,000 |
| Provision for loan losses | 10,000 | 199,000 | 209,000 | 209,000 |
| Pretax income | 74,000 | 23,000 | 113,000 | 161,000 |
| Income tax | 25,000 | 44,000 | 66,000 | 66,000 |
| Net income | 49,000 | -21,000 | 47,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,972,000 | 5,944,000 | 6,017,000 | 6,045,000 |
| Total capital | 6,363,000 | 6,334,000 | 6,427,000 | 6,414,000 |
| Risk-weighted assets | 31,050,000 | 31,096,000 | 32,591,000 | 29,252,000 |