Call reports 2012
CHEYENNE STATE BANK — 2012
What CHEYENNE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,651,000 | 38,373,000 | 38,796,000 | 37,357,000 |
| Total loans | 27,007,000 | 27,650,000 | 27,336,000 | 26,823,000 |
| Allowance for loan losses | 604,000 | 636,000 | 636,000 | 638,000 |
| Securities available for sale | 1,981,000 | 1,895,000 | 1,811,000 | 1,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,381,000 | 33,003,000 | 33,280,000 | 31,722,000 |
| Interest-bearing deposits | 27,844,000 | 26,647,000 | 24,693,000 | 25,340,000 |
| Noninterest-bearing deposits | 5,537,000 | 6,356,000 | 8,587,000 | 6,383,000 |
| Equity capital | 5,195,000 | 5,295,000 | 5,420,000 | 5,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 950,000 | 1,421,000 | 1,876,000 |
| Interest expense | 63,000 | 121,000 | 173,000 | 218,000 |
| Net interest income | 419,000 | 829,000 | 1,248,000 | 1,658,000 |
| Noninterest income | -5,000 | 26,000 | 69,000 | 110,000 |
| Noninterest expense | 309,000 | 594,000 | 879,000 | 1,175,000 |
| Provision for loan losses | 0 | 1,000 | 2,000 | 2,000 |
| Pretax income | 105,000 | 260,000 | 436,000 | 591,000 |
| Income tax | 36,000 | 89,000 | 148,000 | 200,000 |
| Net income | 69,000 | 171,000 | 288,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,151,000 | 5,253,000 | 5,370,000 | 5,473,000 |
| Total capital | 5,504,000 | 5,610,000 | 5,718,000 | 5,811,000 |
| Risk-weighted assets | 27,265,000 | 27,524,000 | 26,862,000 | 25,990,000 |