Call reports 2025
GUADALUPE BANK — 2025
What GUADALUPE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 242,245,000 | 236,379,000 | 239,860,000 | 243,370,000 |
| Total loans | 178,980,000 | 182,913,000 | 177,234,000 | 176,492,000 |
| Allowance for loan losses | 1,988,000 | 1,990,000 | 2,046,000 | 2,043,000 |
| Securities available for sale | 0 | 0 | 251,000 | 252,000 |
| Securities held to maturity | 6,038,000 | 4,019,000 | 2,006,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,778,000 | 206,787,000 | 214,742,000 | 218,101,000 |
| Interest-bearing deposits | 142,102,000 | 141,276,000 | 146,651,000 | 151,612,000 |
| Noninterest-bearing deposits | 70,676,000 | 65,511,000 | 68,091,000 | 66,489,000 |
| Equity capital | 23,369,000 | 23,624,000 | 24,133,000 | 24,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,571,000 | 7,166,000 | 10,862,000 | 14,517,000 |
| Interest expense | 706,000 | 1,379,000 | 2,068,000 | 2,784,000 |
| Net interest income | 2,865,000 | 5,787,000 | 8,794,000 | 11,733,000 |
| Noninterest income | 289,000 | 623,000 | 897,000 | 1,178,000 |
| Noninterest expense | 1,543,000 | 3,206,000 | 5,035,000 | 7,036,000 |
| Provision for loan losses | 0 | 0 | 63,000 | 63,000 |
| Pretax income | 1,611,000 | 3,204,000 | 4,599,000 | 5,818,000 |
| Income tax | 335,000 | 668,000 | 955,000 | 1,335,000 |
| Net income | 1,276,000 | 2,536,000 | 3,644,000 | 4,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,369,000 | 23,624,000 | 24,132,000 | 24,371,000 |
| Total capital | 25,394,000 | 25,651,000 | 26,209,000 | 26,445,000 |
| Risk-weighted assets | 170,716,000 | 171,597,000 | 170,553,000 | 175,262,000 |