Call reports 2024
GUADALUPE BANK — 2024
What GUADALUPE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 252,064,000 | 250,988,000 | 249,765,000 | 234,022,000 |
| Total loans | 187,967,000 | 193,637,000 | 190,951,000 | 186,927,000 |
| Allowance for loan losses | 2,007,000 | 1,997,000 | 1,994,000 | 1,989,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,145,000 | 10,119,000 | 9,091,000 | 8,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,212,000 | 215,455,000 | 221,578,000 | 205,844,000 |
| Interest-bearing deposits | 151,537,000 | 151,293,000 | 153,056,000 | 143,925,000 |
| Noninterest-bearing deposits | 66,675,000 | 64,162,000 | 68,522,000 | 61,919,000 |
| Equity capital | 22,581,000 | 21,880,000 | 22,005,000 | 22,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,526,000 | 7,140,000 | 10,905,000 | 14,590,000 |
| Interest expense | 738,000 | 1,568,000 | 2,482,000 | 3,274,000 |
| Net interest income | 2,788,000 | 5,572,000 | 8,423,000 | 11,316,000 |
| Noninterest income | 344,000 | 693,000 | 1,016,000 | 1,290,000 |
| Noninterest expense | 1,586,000 | 3,085,000 | 4,587,000 | 6,758,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,546,000 | 3,180,000 | 4,852,000 | 5,848,000 |
| Income tax | 324,000 | 659,000 | 1,006,000 | 1,214,000 |
| Net income | 1,222,000 | 2,521,000 | 3,846,000 | 4,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,581,000 | 21,880,000 | 22,005,000 | 22,093,000 |
| Total capital | 24,625,000 | 23,914,000 | 24,036,000 | 24,119,000 |
| Risk-weighted assets | 187,621,000 | 189,391,000 | 185,555,000 | 177,493,000 |