Call reports 2023
GUADALUPE BANK — 2023
What GUADALUPE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 274,880,000 | 262,209,000 | 264,205,000 | 253,296,000 |
| Total loans | 190,554,000 | 192,031,000 | 190,131,000 | 190,280,000 |
| Allowance for loan losses | 2,023,000 | 2,020,000 | 2,018,000 | 2,006,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,262,000 | 14,231,000 | 14,202,000 | 14,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,370,000 | 228,235,000 | 235,253,000 | 225,980,000 |
| Interest-bearing deposits | 162,670,000 | 151,181,000 | 161,065,000 | 155,942,000 |
| Noninterest-bearing deposits | 87,700,000 | 77,054,000 | 74,188,000 | 70,038,000 |
| Equity capital | 23,391,000 | 22,916,000 | 22,776,000 | 21,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,155,000 | 6,353,000 | 9,881,000 | 13,432,000 |
| Interest expense | 314,000 | 739,000 | 1,455,000 | 2,198,000 |
| Net interest income | 2,841,000 | 5,614,000 | 8,426,000 | 11,234,000 |
| Noninterest income | 478,000 | 769,000 | 1,124,000 | 1,418,000 |
| Noninterest expense | 1,787,000 | 3,573,000 | 5,198,000 | 6,938,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 2,000 |
| Pretax income | 1,532,000 | 2,810,000 | 4,338,000 | 5,700,000 |
| Income tax | 322,000 | 575,000 | 893,000 | 1,178,000 |
| Net income | 1,210,000 | 2,235,000 | 3,445,000 | 4,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,391,000 | 22,916,000 | 22,776,000 | 21,459,000 |
| Total capital | 25,439,000 | 24,961,000 | 24,831,000 | 23,502,000 |
| Risk-weighted assets | 187,070,000 | 186,846,000 | 188,832,000 | 188,935,000 |