Call reports 2022
GUADALUPE BANK — 2022
What GUADALUPE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 273,424,000 | 276,498,000 | 277,586,000 | 263,299,000 |
| Total loans | 179,709,000 | 180,189,000 | 189,911,000 | 193,606,000 |
| Allowance for loan losses | 1,963,000 | 2,005,000 | 2,072,000 | 2,061,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,398,000 | 16,358,000 | 16,326,000 | 16,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,288,000 | 253,653,000 | 253,665,000 | 238,464,000 |
| Interest-bearing deposits | 169,597,000 | 172,087,000 | 169,781,000 | 160,804,000 |
| Noninterest-bearing deposits | 81,691,000 | 81,566,000 | 83,884,000 | 77,660,000 |
| Equity capital | 21,211,000 | 22,048,000 | 22,994,000 | 24,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 5,031,000 | 8,021,000 | 11,182,000 |
| Interest expense | 45,000 | 107,000 | 212,000 | 399,000 |
| Net interest income | 2,321,000 | 4,924,000 | 7,809,000 | 10,783,000 |
| Noninterest income | 711,000 | 1,398,000 | 1,891,000 | 2,386,000 |
| Noninterest expense | 1,823,000 | 3,603,000 | 5,327,000 | 7,283,000 |
| Provision for loan losses | 177,000 | 228,000 | 308,000 | 308,000 |
| Pretax income | 1,032,000 | 2,491,000 | 4,065,000 | 5,578,000 |
| Income tax | 218,000 | 515,000 | 848,000 | 1,174,000 |
| Net income | 814,000 | 1,976,000 | 3,217,000 | 4,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,211,000 | 22,048,000 | 22,994,000 | 24,181,000 |
| Total capital | 23,174,000 | 24,053,000 | 25,066,000 | 26,242,000 |
| Risk-weighted assets | 181,909,000 | 180,498,000 | 187,641,000 | 189,418,000 |