Call reports 2021
GUADALUPE BANK — 2021
What GUADALUPE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 223,172,000 | 235,154,000 | 244,628,000 | 260,105,000 |
| Total loans | 134,154,000 | 158,075,000 | 169,228,000 | 175,253,000 |
| Allowance for loan losses | 1,323,000 | 1,624,000 | 1,776,000 | 1,842,000 |
| Securities available for sale | 253,000 | 251,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,964,000 | 214,101,000 | 222,911,000 | 238,351,000 |
| Interest-bearing deposits | 132,401,000 | 139,022,000 | 145,242,000 | 157,242,000 |
| Noninterest-bearing deposits | 70,563,000 | 75,079,000 | 77,669,000 | 81,109,000 |
| Equity capital | 19,377,000 | 20,096,000 | 20,759,000 | 21,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,114,000 | 4,450,000 | 6,703,000 | 9,172,000 |
| Interest expense | 50,000 | 93,000 | 133,000 | 172,000 |
| Net interest income | 2,064,000 | 4,357,000 | 6,570,000 | 9,000,000 |
| Noninterest income | 825,000 | 1,479,000 | 2,088,000 | 2,700,000 |
| Noninterest expense | 1,678,000 | 3,378,000 | 5,184,000 | 7,010,000 |
| Provision for loan losses | 25,000 | 334,000 | 511,000 | 599,000 |
| Pretax income | 1,186,000 | 2,124,000 | 2,963,000 | 4,091,000 |
| Income tax | 250,000 | 468,000 | 644,000 | 883,000 |
| Net income | 936,000 | 1,656,000 | 2,319,000 | 3,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,376,000 | 20,095,000 | 20,759,000 | 21,147,000 |
| Total capital | — | 21,719,000 | 22,535,000 | 22,989,000 |
| Risk-weighted assets | — | 151,524,000 | 168,485,000 | 173,194,000 |