Call reports 2020
GUADALUPE BANK — 2020
What GUADALUPE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 170,946,000 | 198,459,000 | 206,318,000 | 210,638,000 |
| Total loans | 118,038,000 | 128,370,000 | 134,478,000 | 135,946,000 |
| Allowance for loan losses | 1,141,000 | 1,330,000 | 1,322,000 | 1,304,000 |
| Securities available for sale | 506,000 | 508,000 | 256,000 | 254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,372,000 | 180,781,000 | 188,023,000 | 191,293,000 |
| Interest-bearing deposits | 105,287,000 | 116,184,000 | 118,566,000 | 125,387,000 |
| Noninterest-bearing deposits | 49,085,000 | 64,597,000 | 69,457,000 | 65,906,000 |
| Equity capital | 16,050,000 | 16,963,000 | 17,652,000 | 18,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,931,000 | 4,324,000 | 6,362,000 | 8,281,000 |
| Interest expense | 123,000 | 209,000 | 286,000 | 352,000 |
| Net interest income | 1,808,000 | 4,115,000 | 6,076,000 | 7,929,000 |
| Noninterest income | 434,000 | 1,060,000 | 1,587,000 | 2,452,000 |
| Noninterest expense | 1,413,000 | 2,934,000 | 4,547,000 | 6,197,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 829,000 | 2,041,000 | 2,916,000 | 3,984,000 |
| Income tax | 172,000 | 432,000 | 618,000 | 848,000 |
| Net income | 657,000 | 1,609,000 | 2,298,000 | 3,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,051,000 | 16,961,000 | 17,650,000 | 18,489,000 |