Call reports 2019
GUADALUPE BANK — 2019
What GUADALUPE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 168,905,000 | 167,259,000 | 168,773,000 | 172,508,000 |
| Total loans | 108,724,000 | 105,747,000 | 106,144,000 | 114,852,000 |
| Allowance for loan losses | 1,207,000 | 1,187,000 | 1,166,000 | 1,158,000 |
| Securities available for sale | 513,000 | 513,000 | 512,000 | 510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,255,000 | 151,966,000 | 153,304,000 | 156,693,000 |
| Interest-bearing deposits | 102,108,000 | 101,520,000 | 105,168,000 | 108,721,000 |
| Noninterest-bearing deposits | 52,147,000 | 50,446,000 | 48,136,000 | 47,972,000 |
| Equity capital | 14,205,000 | 14,788,000 | 15,069,000 | 15,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,831,000 | 3,754,000 | 5,685,000 | 7,690,000 |
| Interest expense | 167,000 | 337,000 | 502,000 | 651,000 |
| Net interest income | 1,664,000 | 3,417,000 | 5,183,000 | 7,039,000 |
| Noninterest income | 343,000 | 744,000 | 1,260,000 | 1,689,000 |
| Noninterest expense | 1,298,000 | 2,631,000 | 4,008,000 | 5,791,000 |
| Provision for loan losses | 0 | 0 | 0 | 32,000 |
| Pretax income | 709,000 | 1,530,000 | 2,435,000 | 2,906,000 |
| Income tax | 188,000 | 353,000 | 546,000 | 652,000 |
| Net income | 521,000 | 1,177,000 | 1,889,000 | 2,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,207,000 | 14,788,000 | 15,069,000 | 15,434,000 |
| Total capital | 15,414,000 | 15,975,000 | 16,235,000 | 16,592,000 |
| Risk-weighted assets | 101,222,000 | 98,863,000 | 104,005,000 | 106,630,000 |