Call reports 2018
GUADALUPE BANK — 2018
What GUADALUPE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,637,000 | 157,297,000 | 156,865,000 | 159,550,000 |
| Total loans | 95,204,000 | 101,401,000 | 105,268,000 | 106,752,000 |
| Allowance for loan losses | 1,389,000 | 1,220,000 | 1,247,000 | 1,236,000 |
| Securities available for sale | 516,000 | 514,000 | 511,000 | 512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,546,000 | 142,976,000 | 142,456,000 | 144,894,000 |
| Interest-bearing deposits | 106,237,000 | 109,556,000 | 108,376,000 | 112,413,000 |
| Noninterest-bearing deposits | 32,309,000 | 33,420,000 | 34,080,000 | 32,481,000 |
| Equity capital | 13,597,000 | 14,078,000 | 14,069,000 | 14,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,233,000 | 5,141,000 | 6,990,000 |
| Interest expense | 76,000 | 179,000 | 300,000 | 445,000 |
| Net interest income | 1,477,000 | 3,054,000 | 4,841,000 | 6,545,000 |
| Noninterest income | 387,000 | 753,000 | 1,086,000 | 1,487,000 |
| Noninterest expense | 1,176,000 | 2,466,000 | 3,766,000 | 5,273,000 |
| Provision for loan losses | 0 | 0 | 79,000 | 79,000 |
| Pretax income | 688,000 | 1,341,000 | 2,082,000 | 2,680,000 |
| Income tax | 142,000 | 276,000 | 429,000 | 579,000 |
| Net income | 546,000 | 1,065,000 | 1,653,000 | 2,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,605,000 | 14,084,000 | 14,072,000 | 14,247,000 |
| Total capital | 14,774,000 | 15,245,000 | 15,269,000 | 15,475,000 |
| Risk-weighted assets | 93,305,000 | 92,901,000 | 95,727,000 | 98,255,000 |