Call reports 2017
GUADALUPE BANK — 2017
What GUADALUPE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 140,285,000 | 144,151,000 | 150,084,000 | 145,849,000 |
| Total loans | 96,801,000 | 93,780,000 | 93,579,000 | 95,711,000 |
| Allowance for loan losses | 1,382,000 | 1,409,000 | 1,372,000 | 1,446,000 |
| Securities available for sale | 0 | 528,000 | 527,000 | 519,000 |
| Securities held to maturity | 4,620,000 | 3,988,000 | 3,991,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,231,000 | 130,789,000 | 136,433,000 | 132,457,000 |
| Interest-bearing deposits | 92,415,000 | 101,049,000 | 99,916,000 | 102,213,000 |
| Noninterest-bearing deposits | 34,816,000 | 29,740,000 | 36,517,000 | 30,244,000 |
| Equity capital | 12,802,000 | 12,861,000 | 13,126,000 | 13,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,264,000 | 2,612,000 | 4,064,000 | 5,546,000 |
| Interest expense | 43,000 | 95,000 | 151,000 | 220,000 |
| Net interest income | 1,221,000 | 2,517,000 | 3,913,000 | 5,326,000 |
| Noninterest income | 295,000 | 603,000 | 959,000 | 1,273,000 |
| Noninterest expense | 1,152,000 | 2,504,000 | 3,769,000 | 5,216,000 |
| Provision for loan losses | 0 | 28,000 | 0 | 85,000 |
| Pretax income | 364,000 | 588,000 | 1,103,000 | 1,265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 588,000 | 1,103,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,802,000 | 12,861,000 | 13,128,000 | 13,162,000 |
| Total capital | 13,932,000 | 14,251,000 | 14,265,000 | 14,290,000 |
| Risk-weighted assets | 90,125,000 | 111,145,000 | 90,760,000 | 89,884,000 |