Call reports 2016
GUADALUPE BANK — 2016
What GUADALUPE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 128,627,000 | 129,033,000 | 135,422,000 | 138,751,000 |
| Total loans | 85,273,000 | 90,020,000 | 94,168,000 | 94,986,000 |
| Allowance for loan losses | 1,332,000 | 1,327,000 | 1,354,000 | 1,382,000 |
| Securities available for sale | 4,742,000 | 4,776,000 | 4,652,000 | 620,000 |
| Securities held to maturity | 0 | 0 | 0 | 3,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,288,000 | 116,107,000 | 122,007,000 | 125,311,000 |
| Interest-bearing deposits | 84,776,000 | 83,962,000 | 86,933,000 | 92,043,000 |
| Noninterest-bearing deposits | 31,512,000 | 32,145,000 | 35,074,000 | 33,268,000 |
| Equity capital | 12,077,000 | 12,521,000 | 12,902,000 | 13,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,387,000 | 3,672,000 | 4,991,000 |
| Interest expense | 48,000 | 93,000 | 138,000 | 180,000 |
| Net interest income | 1,151,000 | 2,294,000 | 3,534,000 | 4,811,000 |
| Noninterest income | 311,000 | 653,000 | 933,000 | 1,298,000 |
| Noninterest expense | 1,024,000 | 2,100,000 | 3,197,000 | 4,561,000 |
| Provision for loan losses | 0 | 0 | 29,000 | 57,000 |
| Pretax income | 438,000 | 847,000 | 1,241,000 | 1,491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 438,000 | 847,000 | 1,241,000 | 1,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,077,000 | 12,521,000 | 12,902,000 | 13,109,000 |
| Total capital | 13,200,000 | 13,684,000 | 13,999,000 | 14,221,000 |
| Risk-weighted assets | 89,525,000 | 92,907,000 | 87,499,000 | 88,677,000 |