Call reports 2015
GUADALUPE BANK — 2015
What GUADALUPE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 123,948,000 | 127,684,000 | 128,108,000 | 126,400,000 |
| Total loans | 80,484,000 | 90,164,000 | 93,341,000 | 90,556,000 |
| Allowance for loan losses | 1,177,000 | 1,292,000 | 1,332,000 | 1,332,000 |
| Securities available for sale | 3,512,000 | 3,533,000 | 3,308,000 | 3,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,701,000 | 116,114,000 | 116,050,000 | 114,183,000 |
| Interest-bearing deposits | 84,945,000 | 84,412,000 | 83,255,000 | 82,174,000 |
| Noninterest-bearing deposits | 27,756,000 | 31,702,000 | 32,795,000 | 32,010,000 |
| Equity capital | 11,055,000 | 11,273,000 | 11,616,000 | 12,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,226,000 | 3,463,000 | 4,728,000 |
| Interest expense | 76,000 | 139,000 | 197,000 | 247,000 |
| Net interest income | 1,025,000 | 2,087,000 | 3,266,000 | 4,481,000 |
| Noninterest income | 246,000 | 498,000 | 734,000 | 986,000 |
| Noninterest expense | 959,000 | 1,928,000 | 2,983,000 | 3,998,000 |
| Provision for loan losses | 40,000 | 154,000 | 194,000 | 194,000 |
| Pretax income | 272,000 | 578,000 | 898,000 | 1,350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 578,000 | 898,000 | 1,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,989,000 | 11,294,000 | 11,614,000 | 12,043,000 |
| Total capital | 12,017,000 | 12,426,000 | 12,800,000 | 13,214,000 |
| Risk-weighted assets | 82,369,000 | 90,382,000 | 94,803,000 | 93,532,000 |