Call reports 2014
GUADALUPE BANK — 2014
What GUADALUPE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 119,506,000 | 120,056,000 | 117,488,000 | 119,935,000 |
| Total loans | 78,831,000 | 79,427,000 | 83,336,000 | 82,591,000 |
| Allowance for loan losses | 1,128,000 | 1,154,000 | 1,153,000 | 1,131,000 |
| Securities available for sale | 2,142,000 | 3,938,000 | 3,652,000 | 3,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,150,000 | 109,383,000 | 106,378,000 | 108,540,000 |
| Interest-bearing deposits | 81,945,000 | 83,587,000 | 80,858,000 | 81,780,000 |
| Noninterest-bearing deposits | 27,204,000 | 25,796,000 | 25,520,000 | 26,760,000 |
| Equity capital | 10,203,000 | 10,510,000 | 10,876,000 | 10,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,147,000 | 3,245,000 | 4,427,000 |
| Interest expense | 87,000 | 176,000 | 264,000 | 349,000 |
| Net interest income | 952,000 | 1,971,000 | 2,981,000 | 4,078,000 |
| Noninterest income | 1,424,000 | 2,383,000 | 2,658,000 | 2,956,000 |
| Noninterest expense | 2,113,000 | 3,798,000 | 4,670,000 | 5,735,000 |
| Provision for loan losses | 0 | 29,000 | 29,000 | 29,000 |
| Pretax income | 263,000 | 527,000 | 940,000 | 1,270,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 263,000 | 527,000 | 940,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,217,000 | 10,482,000 | 10,867,000 | 10,717,000 |
| Total capital | 11,140,000 | 11,449,000 | 11,901,000 | 11,555,000 |
| Risk-weighted assets | 73,604,000 | 79,369,000 | 86,071,000 | 84,311,000 |