Call reports 2013
GUADALUPE BANK — 2013
What GUADALUPE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 108,410,000 | 107,907,000 | 113,236,000 | 116,376,000 |
| Total loans | 72,440,000 | 74,734,000 | 80,538,000 | 81,076,000 |
| Allowance for loan losses | 972,000 | 1,011,000 | 1,069,000 | 1,129,000 |
| Securities available for sale | 1,137,000 | 625,000 | 626,000 | 626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,151,000 | 98,094,000 | 103,296,000 | 106,261,000 |
| Interest-bearing deposits | 78,568,000 | 76,166,000 | 78,739,000 | 81,722,000 |
| Noninterest-bearing deposits | 20,583,000 | 21,928,000 | 24,557,000 | 24,539,000 |
| Equity capital | 9,086,000 | 9,494,000 | 9,570,000 | 9,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,174,000 | 2,334,000 | 3,546,000 | 4,782,000 |
| Interest expense | 100,000 | 189,000 | 278,000 | 369,000 |
| Net interest income | 1,074,000 | 2,145,000 | 3,268,000 | 4,413,000 |
| Noninterest income | 1,705,000 | 3,414,000 | 4,653,000 | 6,098,000 |
| Noninterest expense | 2,448,000 | 4,777,000 | 7,001,000 | 9,148,000 |
| Provision for loan losses | 35,000 | 74,000 | 139,000 | 199,000 |
| Pretax income | 296,000 | 708,000 | 781,000 | 1,164,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 708,000 | 781,000 | 1,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,086,000 | 9,498,000 | 9,571,000 | 9,954,000 |
| Total capital | 9,963,000 | 10,392,000 | 10,518,000 | 10,898,000 |
| Risk-weighted assets | 70,088,000 | 71,390,000 | 75,635,000 | 75,328,000 |