Call reports 2012
GUADALUPE BANK — 2012
What GUADALUPE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,623,000 | 96,917,000 | 101,222,000 | 107,651,000 |
| Total loans | 61,949,000 | 73,225,000 | 71,319,000 | 77,094,000 |
| Allowance for loan losses | 757,000 | 805,000 | 842,000 | 939,000 |
| Securities available for sale | 3,644,000 | 2,614,000 | 1,023,000 | 1,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,174,000 | 88,216,000 | 92,385,000 | 98,665,000 |
| Interest-bearing deposits | 66,536,000 | 68,292,000 | 73,229,000 | 76,955,000 |
| Noninterest-bearing deposits | 19,638,000 | 19,924,000 | 19,156,000 | 21,710,000 |
| Equity capital | 8,390,000 | 8,461,000 | 8,626,000 | 8,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,862,000 | 3,314,000 | 4,405,000 |
| Interest expense | 117,000 | 230,000 | 346,000 | 449,000 |
| Net interest income | 816,000 | 1,632,000 | 2,968,000 | 3,956,000 |
| Noninterest income | 725,000 | 1,898,000 | 3,347,000 | 5,137,000 |
| Noninterest expense | 1,484,000 | 3,339,000 | 5,920,000 | 8,426,000 |
| Provision for loan losses | 40,000 | 90,000 | 120,000 | 221,000 |
| Pretax income | 17,000 | 101,000 | 275,000 | 446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 101,000 | 275,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,360,000 | 8,444,000 | 8,618,000 | 8,790,000 |
| Total capital | 9,117,000 | 9,249,000 | 9,392,000 | 9,685,000 |
| Risk-weighted assets | 65,665,000 | 72,280,000 | 69,969,000 | 71,556,000 |