Call reports 2011
GUADALUPE BANK — 2011
What GUADALUPE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,828,000 | 79,527,000 | 83,596,000 | 90,017,000 |
| Total loans | 58,263,000 | 57,977,000 | 59,198,000 | 59,330,000 |
| Allowance for loan losses | 697,000 | 722,000 | 770,000 | 770,000 |
| Securities available for sale | 3,757,000 | 3,740,000 | 3,708,000 | 3,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,493,000 | 71,056,000 | 75,005,000 | 81,561,000 |
| Interest-bearing deposits | 60,362,000 | 59,382,000 | 61,182,000 | 65,897,000 |
| Noninterest-bearing deposits | 12,131,000 | 11,674,000 | 13,824,000 | 15,664,000 |
| Equity capital | 8,284,000 | 8,365,000 | 8,457,000 | 8,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,716,000 | 2,611,000 | 3,498,000 |
| Interest expense | 153,000 | 296,000 | 424,000 | 552,000 |
| Net interest income | 705,000 | 1,420,000 | 2,187,000 | 2,946,000 |
| Noninterest income | 780,000 | 1,421,000 | 1,977,000 | 2,320,000 |
| Noninterest expense | 1,425,000 | 2,676,000 | 3,844,000 | 5,001,000 |
| Provision for loan losses | 0 | 25,000 | 73,000 | 73,000 |
| Pretax income | 60,000 | 140,000 | 247,000 | 192,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 140,000 | 247,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,211,000 | 8,292,000 | 8,398,000 | 8,343,000 |
| Total capital | 8,908,000 | 9,014,000 | 9,168,000 | 9,113,000 |
| Risk-weighted assets | 59,631,000 | 60,913,000 | 61,682,000 | 62,625,000 |