Call reports 2010
GUADALUPE BANK — 2010
What GUADALUPE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 65,851,000 | 77,164,000 | 81,458,000 | 79,165,000 |
| Total loans | 51,585,000 | 55,646,000 | 66,689,000 | 62,682,000 |
| Allowance for loan losses | 520,000 | 544,000 | 589,000 | 698,000 |
| Securities available for sale | 5,758,000 | 5,827,000 | 3,816,000 | 3,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,347,000 | 69,066,000 | 73,135,000 | 70,807,000 |
| Interest-bearing deposits | 51,311,000 | 59,498,000 | 64,511,000 | 60,994,000 |
| Noninterest-bearing deposits | 7,036,000 | 9,568,000 | 8,624,000 | 9,813,000 |
| Equity capital | 6,850,000 | 7,972,000 | 8,011,000 | 8,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,515,000 | 2,381,000 | 3,354,000 |
| Interest expense | 139,000 | 310,000 | 473,000 | 641,000 |
| Net interest income | 551,000 | 1,205,000 | 1,908,000 | 2,713,000 |
| Noninterest income | 101,000 | 677,000 | 1,385,000 | 2,629,000 |
| Noninterest expense | 741,000 | 1,852,000 | 3,186,000 | 4,888,000 |
| Provision for loan losses | 80,000 | 104,000 | 149,000 | 259,000 |
| Pretax income | -169,000 | -74,000 | -42,000 | 195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -169,000 | -74,000 | -42,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,788,000 | 7,882,000 | 7,915,000 | 8,152,000 |
| Total capital | 7,308,000 | 8,426,000 | 8,504,000 | 8,850,000 |
| Risk-weighted assets | 52,204,000 | 57,074,000 | 63,858,000 | 62,986,000 |