Call reports 2019
ORITANI BANK — 2019
What ORITANI BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 4,073,895,000 | 4,069,699,000 | 3,988,696,000 |
| Total loans | 3,523,978,000 | 3,519,918,000 | 3,449,876,000 |
| Allowance for loan losses | 28,590,000 | 28,596,000 | 28,608,000 |
| Securities available for sale | 35,013,000 | 32,751,000 | 30,578,000 |
| Securities held to maturity | 335,579,000 | 332,215,000 | 321,871,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 2,933,275,000 | 2,951,632,000 | 2,966,533,000 |
| Interest-bearing deposits | 2,756,596,000 | 2,781,026,000 | 2,785,840,000 |
| Noninterest-bearing deposits | 176,679,000 | 170,606,000 | 180,692,000 |
| Equity capital | 476,213,000 | 485,137,000 | 496,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 38,350,000 | 78,527,000 | 118,499,000 |
| Interest expense | 13,960,000 | 29,018,000 | 44,229,000 |
| Net interest income | 24,390,000 | 49,509,000 | 74,270,000 |
| Noninterest income | 988,000 | 1,971,000 | 3,013,000 |
| Noninterest expense | 9,480,000 | 19,115,000 | 28,336,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 15,898,000 | 32,365,000 | 48,947,000 |
| Income tax | 3,598,000 | 7,318,000 | 11,646,000 |
| Net income | 12,300,000 | 25,047,000 | 37,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 472,201,000 | 485,682,000 | 498,699,000 |
| Total capital | 500,791,000 | 514,278,000 | 527,307,000 |
| Risk-weighted assets | 3,641,059,000 | 3,634,072,000 | 3,566,498,000 |