Call reports 2018
ORITANI BANK — 2018
What ORITANI BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,141,471,000 | 4,166,164,000 | 4,110,028,000 | 4,089,332,000 |
| Total loans | 3,596,666,000 | 3,571,465,000 | 3,530,550,000 | 3,511,812,000 |
| Allowance for loan losses | 30,473,000 | 30,562,000 | 28,565,000 | 28,639,000 |
| Securities available for sale | 46,687,000 | 43,126,000 | 39,662,000 | 37,294,000 |
| Securities held to maturity | 302,851,000 | 335,374,000 | 327,591,000 | 348,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,985,070,000 | 2,946,044,000 | 2,952,999,000 | 2,930,786,000 |
| Interest-bearing deposits | 2,815,781,000 | 2,770,059,000 | 2,772,910,000 | 2,763,691,000 |
| Noninterest-bearing deposits | 169,289,000 | 175,985,000 | 180,090,000 | 167,095,000 |
| Equity capital | 509,012,000 | 481,412,000 | 496,249,000 | 506,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 37,678,000 | 77,096,000 | 115,741,000 | 154,863,000 |
| Interest expense | 10,942,000 | 22,852,000 | 34,099,000 | 46,964,000 |
| Net interest income | 26,736,000 | 54,244,000 | 81,642,000 | 107,899,000 |
| Noninterest income | 854,000 | 1,955,000 | 2,959,000 | 4,800,000 |
| Noninterest expense | 9,578,000 | 19,413,000 | 31,368,000 | 41,442,000 |
| Provision for loan losses | 0 | 0 | -2,000,000 | -2,000,000 |
| Pretax income | 18,012,000 | 36,786,000 | 55,233,000 | 73,257,000 |
| Income tax | 4,692,000 | 9,928,000 | 15,033,000 | 19,569,000 |
| Net income | 13,320,000 | 26,858,000 | 40,200,000 | 53,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 499,933,000 | 470,857,000 | 484,921,000 | 499,356,000 |
| Total capital | 530,406,000 | 501,419,000 | 513,486,000 | 527,995,000 |
| Risk-weighted assets | 3,708,480,000 | 3,698,466,000 | 3,653,618,000 | 3,636,625,000 |