Call reports 2016
ORITANI BANK — 2016
What ORITANI BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,592,798,000 | 3,668,517,000 | 3,793,816,000 | 4,011,453,000 |
| Total loans | 3,036,951,000 | 3,161,908,000 | 3,238,980,000 | 3,413,074,000 |
| Allowance for loan losses | 29,862,000 | 29,951,000 | 29,878,000 | 29,877,000 |
| Securities available for sale | 214,728,000 | 140,725,000 | 175,033,000 | 178,582,000 |
| Securities held to maturity | 152,029,000 | 168,106,000 | 177,849,000 | 201,813,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,251,292,000 | 2,285,497,000 | 2,521,513,000 | 2,617,490,000 |
| Interest-bearing deposits | 2,118,582,000 | 2,143,900,000 | 2,381,088,000 | 2,471,628,000 |
| Noninterest-bearing deposits | 132,710,000 | 141,597,000 | 140,425,000 | 145,862,000 |
| Equity capital | 447,265,000 | 456,607,000 | 469,550,000 | 489,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 32,948,000 | 67,500,000 | 101,595,000 | 136,883,000 |
| Interest expense | 8,357,000 | 17,480,000 | 26,426,000 | 35,629,000 |
| Net interest income | 24,591,000 | 50,020,000 | 75,169,000 | 101,254,000 |
| Noninterest income | 1,329,000 | 4,510,000 | 5,762,000 | 7,042,000 |
| Noninterest expense | 10,209,000 | 25,759,000 | 35,880,000 | 46,801,000 |
| Provision for loan losses | 91,000 | 177,000 | 177,000 | 177,000 |
| Pretax income | 15,620,000 | 28,980,000 | 45,260,000 | 61,704,000 |
| Income tax | 5,715,000 | 8,629,000 | 14,313,000 | 19,330,000 |
| Net income | 9,905,000 | 20,351,000 | 30,947,000 | 42,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 454,910,000 | 466,988,000 | 479,009,000 | 492,578,000 |
| Total capital | 484,772,000 | 496,939,000 | 508,887,000 | 522,455,000 |
| Risk-weighted assets | 3,141,017,000 | 3,250,836,000 | 3,335,620,000 | 3,529,538,000 |