Call reports 2015
ORITANI BANK — 2015
What ORITANI BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,277,436,000 | 3,318,110,000 | 3,318,314,000 | 3,488,632,000 |
| Total loans | 2,713,205,000 | 2,755,216,000 | 2,767,603,000 | 2,919,627,000 |
| Allowance for loan losses | 30,639,000 | 30,620,000 | 30,394,000 | 30,458,000 |
| Securities available for sale | 278,992,000 | 256,853,000 | 236,967,000 | 223,249,000 |
| Securities held to maturity | 85,261,000 | 107,990,000 | 123,275,000 | 157,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,976,604,000 | 1,988,595,000 | 2,032,463,000 | 2,144,613,000 |
| Interest-bearing deposits | 1,848,583,000 | 1,857,023,000 | 1,911,929,000 | 2,020,725,000 |
| Noninterest-bearing deposits | 128,020,000 | 131,572,000 | 120,534,000 | 123,888,000 |
| Equity capital | 451,168,000 | 439,163,000 | 450,704,000 | 438,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 32,957,000 | 65,209,000 | 97,954,000 | 130,975,000 |
| Interest expense | 9,609,000 | 18,309,000 | 27,255,000 | 35,461,000 |
| Net interest income | 23,348,000 | 46,900,000 | 70,699,000 | 95,514,000 |
| Noninterest income | 3,495,000 | 14,995,000 | 19,113,000 | 37,897,000 |
| Noninterest expense | 10,329,000 | 20,820,000 | 31,366,000 | 58,039,000 |
| Provision for loan losses | -20,000 | -40,000 | -10,000 | 53,000 |
| Pretax income | 17,304,000 | 41,885,000 | 59,226,000 | 76,287,000 |
| Income tax | 6,277,000 | 15,148,000 | 21,519,000 | 28,117,000 |
| Net income | 11,027,000 | 26,737,000 | 37,707,000 | 48,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 453,568,000 | 441,531,000 | 454,960,000 | 442,832,000 |
| Total capital | 484,207,000 | 472,151,000 | 485,354,000 | 473,290,000 |
| Risk-weighted assets | 2,851,252,000 | 2,885,087,000 | 2,895,110,000 | 3,042,692,000 |