Call reports 2014
ORITANI BANK — 2014
What ORITANI BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,975,156,000 | 3,106,772,000 | 3,182,955,000 | 3,213,995,000 |
| Total loans | 2,391,625,000 | 2,507,068,000 | 2,577,759,000 | 2,615,756,000 |
| Allowance for loan losses | 31,219,000 | 31,211,000 | 31,359,000 | 31,036,000 |
| Securities available for sale | 379,652,000 | 382,166,000 | 338,865,000 | 317,594,000 |
| Securities held to maturity | 31,730,000 | 32,422,000 | 79,712,000 | 87,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,552,076,000 | 1,606,157,000 | 1,699,460,000 | 1,813,626,000 |
| Interest-bearing deposits | 1,441,482,000 | 1,491,580,000 | 1,589,157,000 | 1,703,837,000 |
| Noninterest-bearing deposits | 110,594,000 | 114,578,000 | 110,303,000 | 109,789,000 |
| Equity capital | 436,085,000 | 447,145,000 | 458,036,000 | 438,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 31,947,000 | 63,446,000 | 95,510,000 | 128,912,000 |
| Interest expense | 8,156,000 | 16,578,000 | 25,406,000 | 34,420,000 |
| Net interest income | 23,791,000 | 46,868,000 | 70,104,000 | 94,492,000 |
| Noninterest income | 918,000 | 2,304,000 | 4,515,000 | 5,308,000 |
| Noninterest expense | 9,690,000 | 19,516,000 | 29,511,000 | 39,834,000 |
| Provision for loan losses | 270,000 | 260,000 | 440,000 | 420,000 |
| Pretax income | 14,749,000 | 29,396,000 | 44,666,000 | 59,544,000 |
| Income tax | 4,511,000 | 9,479,000 | 14,844,000 | 20,064,000 |
| Net income | 10,238,000 | 19,917,000 | 29,822,000 | 39,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 433,362,000 | 445,403,000 | 457,778,000 | 440,421,000 |
| Total capital | 464,581,000 | 476,614,000 | 489,137,000 | 471,457,000 |
| Risk-weighted assets | 2,556,564,000 | 2,678,499,000 | 2,735,425,000 | 2,790,289,000 |