Call reports 2013
ORITANI BANK — 2013
What ORITANI BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,782,519,000 | 2,798,638,000 | 2,788,813,000 | 2,911,045,000 |
| Total loans | 2,228,132,000 | 2,279,529,000 | 2,288,218,000 | 2,370,219,000 |
| Allowance for loan losses | 31,962,000 | 31,151,000 | 31,414,000 | 30,390,000 |
| Securities available for sale | 358,404,000 | 316,516,000 | 306,109,000 | 339,338,000 |
| Securities held to maturity | 43,343,000 | 41,873,000 | 31,517,000 | 30,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,388,459,000 | 1,443,886,000 | 1,444,727,000 | 1,483,156,000 |
| Interest-bearing deposits | 1,293,237,000 | 1,342,183,000 | 1,342,704,000 | 1,378,786,000 |
| Noninterest-bearing deposits | 95,222,000 | 101,703,000 | 102,023,000 | 104,369,000 |
| Equity capital | 425,252,000 | 439,071,000 | 451,659,000 | 423,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 32,304,000 | 63,218,000 | 95,037,000 | 126,964,000 |
| Interest expense | 7,724,000 | 15,509,000 | 23,494,000 | 31,758,000 |
| Net interest income | 24,580,000 | 47,709,000 | 71,543,000 | 95,206,000 |
| Noninterest income | 852,000 | 3,223,000 | 5,385,000 | 6,135,000 |
| Noninterest expense | 9,712,000 | 18,876,000 | 29,157,000 | 38,367,000 |
| Provision for loan losses | 600,000 | 620,000 | 900,000 | 1,100,000 |
| Pretax income | 15,120,000 | 31,436,000 | 46,968,000 | 61,925,000 |
| Income tax | 5,683,000 | 10,773,000 | 16,370,000 | 21,682,000 |
| Net income | 9,437,000 | 20,663,000 | 30,598,000 | 40,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 421,594,000 | 434,975,000 | 447,509,000 | 420,952,000 |
| Total capital | 451,336,000 | 465,301,000 | 477,966,000 | 451,342,000 |
| Risk-weighted assets | 2,377,108,000 | 2,425,292,000 | 2,435,601,000 | 2,567,842,000 |