Call reports 2012
ORITANI BANK — 2012
What ORITANI BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,610,566,000 | 2,665,784,000 | 2,731,998,000 | 2,779,851,000 |
| Total loans | 1,908,530,000 | 1,993,408,000 | 2,116,115,000 | 2,188,293,000 |
| Allowance for loan losses | 30,249,000 | 31,187,000 | 32,504,000 | 31,909,000 |
| Securities available for sale | 542,790,000 | 498,542,000 | 439,543,000 | 398,777,000 |
| Securities held to maturity | 32,415,000 | 36,129,000 | 35,242,000 | 33,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,407,682,000 | 1,410,270,000 | 1,381,855,000 | 1,375,178,000 |
| Interest-bearing deposits | 1,324,662,000 | 1,324,879,000 | 1,295,493,000 | 1,280,960,000 |
| Noninterest-bearing deposits | 83,021,000 | 85,391,000 | 86,362,000 | 94,219,000 |
| Equity capital | 420,637,000 | 415,836,000 | 427,007,000 | 414,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 30,121,000 | 60,990,000 | 92,493,000 | 123,743,000 |
| Interest expense | 8,655,000 | 17,015,000 | 25,114,000 | 33,118,000 |
| Net interest income | 21,466,000 | 43,975,000 | 67,379,000 | 90,625,000 |
| Noninterest income | 1,636,000 | 2,386,000 | 3,520,000 | 4,406,000 |
| Noninterest expense | 8,877,000 | 17,904,000 | 27,082,000 | 36,543,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,500,000 | 6,000,000 |
| Pretax income | 12,725,000 | 25,457,000 | 39,317,000 | 52,488,000 |
| Income tax | 4,946,000 | 9,632,000 | 14,768,000 | 19,583,000 |
| Net income | 7,779,000 | 15,825,000 | 24,549,000 | 32,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 415,931,000 | 412,031,000 | 423,184,000 | 409,997,000 |
| Total capital | 441,590,000 | 438,837,000 | 451,532,000 | 439,320,000 |
| Risk-weighted assets | 2,048,129,000 | 2,140,086,000 | 2,263,679,000 | 2,343,223,000 |