Call reports 2011
ORITANI BANK — 2011
What ORITANI BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,526,633,000 | 2,550,741,000 | 2,584,231,000 | 2,567,121,000 |
| Total loans | 1,655,846,000 | 1,668,307,000 | 1,730,183,000 | 1,821,237,000 |
| Allowance for loan losses | 24,330,000 | 26,514,000 | 27,540,000 | 28,819,000 |
| Securities available for sale | 690,792,000 | 595,837,000 | 697,822,000 | 589,041,000 |
| Securities held to maturity | 49,307,000 | 37,610,000 | 35,934,000 | 34,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,349,815,000 | 1,400,547,000 | 1,404,307,000 | 1,374,429,000 |
| Interest-bearing deposits | 1,277,649,000 | 1,325,048,000 | 1,318,105,000 | 1,317,421,000 |
| Noninterest-bearing deposits | 72,166,000 | 75,499,000 | 86,202,000 | 57,009,000 |
| Equity capital | 405,349,000 | 417,887,000 | 429,277,000 | 411,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 29,084,000 | 58,256,000 | 87,508,000 | 117,490,000 |
| Interest expense | 9,412,000 | 18,951,000 | 28,239,000 | 37,206,000 |
| Net interest income | 19,672,000 | 39,305,000 | 59,269,000 | 80,284,000 |
| Noninterest income | 1,156,000 | 1,154,000 | 2,818,000 | 5,142,000 |
| Noninterest expense | 8,182,000 | 14,579,000 | 22,426,000 | 32,284,000 |
| Provision for loan losses | 2,300,000 | 4,800,000 | 8,300,000 | 10,300,000 |
| Pretax income | 10,598,000 | 21,309,000 | 31,590,000 | 43,071,000 |
| Income tax | 3,861,000 | 7,989,000 | 11,477,000 | 15,575,000 |
| Net income | 6,737,000 | 13,320,000 | 20,113,000 | 27,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 408,469,000 | 415,516,000 | 423,604,000 | 406,145,000 |
| Total capital | 431,233,000 | 438,588,000 | 447,291,000 | 430,762,000 |
| Risk-weighted assets | 1,819,576,000 | 1,842,318,000 | 1,891,084,000 | 1,965,170,000 |