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Call reports 2008

ORITANI BANK — 2008

What ORITANI BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4a84de58-81bf-4b87-b7cf-ce9fc7929e10/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets1,380,027,0001,416,075,0001,535,736,0001,632,426,000
Total loans902,583,0001,001,950,0001,128,237,0001,203,790,000
Allowance for loan losses10,932,00013,533,00015,407,00018,907,000
Securities available for sale139,898,000169,040,000167,359,000183,255,000
Securities held to maturity181,324,000163,951,000153,315,000144,238,000
Trading assets0000
Total deposits712,378,000710,673,000766,273,000895,209,000
Interest-bearing deposits691,697,000668,252,000722,801,000847,278,000
Noninterest-bearing deposits20,681,00042,421,00043,472,00047,931,000
Equity capital188,571,000189,628,000192,685,000199,370,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income17,998,00036,188,00056,532,00078,088,000
Interest expense10,304,00020,390,00030,752,00042,261,000
Net interest income7,694,00015,798,00025,780,00035,827,000
Noninterest income1,175,0003,228,0004,452,0005,719,000
Noninterest expense4,669,00010,195,00015,997,00022,458,000
Provision for loan losses750,0003,350,0005,225,0008,725,000
Pretax income3,450,0004,835,0008,364,0008,315,000
Income tax1,417,0001,950,0003,399,0003,316,000
Net income2,033,0002,885,0004,965,0004,999,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital188,189,000190,022,000192,814,000198,154,000
Total capital199,121,000202,862,000207,163,000213,496,000
Risk-weighted assets943,138,0001,026,512,0001,146,850,0001,223,803,000

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