Call reports 2004
ORITANI BANK — 2004
What ORITANI BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,013,150,000 | 1,018,020,000 | 1,012,306,000 | 1,027,937,000 |
| Total loans | 362,300,000 | 377,871,000 | 405,293,000 | 420,536,000 |
| Allowance for loan losses | 6,172,000 | 6,172,000 | 6,172,000 | 6,172,000 |
| Securities available for sale | 116,040,000 | 106,216,000 | 100,437,000 | 96,260,000 |
| Securities held to maturity | 485,033,000 | 509,211,000 | 470,910,000 | 458,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 727,267,000 | 736,052,000 | 728,026,000 | 726,044,000 |
| Interest-bearing deposits | 694,491,000 | 701,125,000 | 693,088,000 | 689,374,000 |
| Noninterest-bearing deposits | 32,776,000 | 34,927,000 | 34,938,000 | 36,670,000 |
| Equity capital | 112,383,000 | 114,007,000 | 117,097,000 | 119,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,934,000 | 21,716,000 | 32,964,000 | 44,367,000 |
| Interest expense | 4,203,000 | 8,474,000 | 12,816,000 | 17,495,000 |
| Net interest income | 6,731,000 | 13,242,000 | 20,148,000 | 26,872,000 |
| Noninterest income | 835,000 | 1,382,000 | 2,211,000 | 2,907,000 |
| Noninterest expense | 3,482,000 | 6,482,000 | 9,979,000 | 13,612,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,088,000 | 8,146,000 | 12,384,000 | 16,171,000 |
| Income tax | 1,518,000 | 3,037,000 | 4,483,000 | 5,929,000 |
| Net income | 2,570,000 | 5,109,000 | 7,901,000 | 10,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,465,000 | 113,900,000 | 116,436,000 | 118,255,000 |
| Total capital | 116,026,000 | 118,564,000 | 121,257,000 | 123,297,000 |
| Risk-weighted assets | 363,246,000 | 371,630,000 | 384,308,000 | 402,243,000 |
Machine access — free, no API key
Every figure shown here about ORITANI BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.