Call reports 2019
BANK OF PRESCOTT — 2019
What BANK OF PRESCOTT reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 67,882,000 | 67,003,000 | 68,173,000 |
| Total loans | 37,408,000 | 36,740,000 | 37,037,000 |
| Allowance for loan losses | 855,000 | 468,000 | 470,000 |
| Securities available for sale | 21,606,000 | 20,170,000 | 18,554,000 |
| Securities held to maturity | 38,000 | 38,000 | 38,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 57,646,000 | 56,515,000 | 57,062,000 |
| Interest-bearing deposits | 41,849,000 | 41,435,000 | 41,677,000 |
| Noninterest-bearing deposits | 15,796,000 | 15,080,000 | 15,384,000 |
| Equity capital | 9,974,000 | 10,152,000 | 10,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 693,000 | 1,388,000 | 2,088,000 |
| Interest expense | 107,000 | 215,000 | 325,000 |
| Net interest income | 586,000 | 1,173,000 | 1,763,000 |
| Noninterest income | 65,000 | 133,000 | 212,000 |
| Noninterest expense | 532,000 | 1,044,000 | 1,625,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 119,000 | 257,000 | 345,000 |
| Income tax | 0 | -3,000 | -8,000 |
| Net income | 119,000 | 260,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 9,993,000 | 10,133,000 | 10,227,000 |
| Total capital | 10,556,000 | 10,601,000 | 10,697,000 |
| Risk-weighted assets | 44,707,000 | 43,884,000 | 43,440,000 |