Call reports 2018
BANK OF PRESCOTT — 2018
What BANK OF PRESCOTT reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 70,587,000 | 68,450,000 | 72,567,000 | 72,967,000 |
| Total loans | 38,719,000 | 38,427,000 | 37,815,000 | 38,343,000 |
| Allowance for loan losses | 100,000 | 253,000 | 287,000 | 605,000 |
| Securities available for sale | 25,714,000 | 25,126,000 | 24,675,000 | 23,607,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 38,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,895,000 | 58,648,000 | 58,699,000 | 58,924,000 |
| Interest-bearing deposits | 44,817,000 | 43,472,000 | 43,330,000 | 43,363,000 |
| Noninterest-bearing deposits | 16,079,000 | 15,175,000 | 15,369,000 | 15,561,000 |
| Equity capital | 9,452,000 | 9,587,000 | 9,653,000 | 9,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,406,000 | 2,105,000 | 2,819,000 |
| Interest expense | 84,000 | 171,000 | 267,000 | 372,000 |
| Net interest income | 626,000 | 1,235,000 | 1,838,000 | 2,447,000 |
| Noninterest income | 73,000 | 152,000 | 221,000 | 267,000 |
| Noninterest expense | 505,000 | 1,053,000 | 1,560,000 | 2,171,000 |
| Provision for loan losses | 2,262,000 | 2,262,000 | 2,262,000 | 2,262,000 |
| Pretax income | -2,068,000 | -1,928,000 | -1,763,000 | -1,719,000 |
| Income tax | -575,000 | -574,000 | -569,000 | -567,000 |
| Net income | -1,493,000 | -1,354,000 | -1,194,000 | -1,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,534,000 | 9,673,000 | 9,832,000 | 9,874,000 |
| Total capital | 9,634,000 | 9,926,000 | 10,119,000 | 10,468,000 |
| Risk-weighted assets | 47,928,000 | 47,053,000 | 47,993,000 | 47,488,000 |