Call reports 2017
BANK OF PRESCOTT — 2017
What BANK OF PRESCOTT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 80,913,000 | 81,981,000 | 77,133,000 | 73,215,000 |
| Total loans | 46,357,000 | 43,564,000 | 43,339,000 | 43,144,000 |
| Allowance for loan losses | 1,108,000 | 1,105,000 | 885,000 | 1,709,000 |
| Securities available for sale | 29,767,000 | 28,668,000 | 27,499,000 | 26,380,000 |
| Securities held to maturity | 62,000 | 62,000 | 62,000 | 62,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,000,000 | 66,561,000 | 63,255,000 | 61,920,000 |
| Interest-bearing deposits | 49,102,000 | 49,432,000 | 46,873,000 | 45,738,000 |
| Noninterest-bearing deposits | 15,898,000 | 17,129,000 | 16,381,000 | 16,183,000 |
| Equity capital | 11,008,000 | 11,392,000 | 11,570,000 | 11,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,664,000 | 2,468,000 | 3,196,000 |
| Interest expense | 98,000 | 202,000 | 302,000 | 392,000 |
| Net interest income | 736,000 | 1,462,000 | 2,166,000 | 2,804,000 |
| Noninterest income | 67,000 | 241,000 | 323,000 | 507,000 |
| Noninterest expense | 555,000 | 1,131,000 | 1,687,000 | 2,286,000 |
| Provision for loan losses | 0 | 0 | 0 | 850,000 |
| Pretax income | 248,000 | 572,000 | 802,000 | 175,000 |
| Income tax | 36,000 | 70,000 | 116,000 | -94,000 |
| Net income | 212,000 | 502,000 | 686,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,969,000 | 11,259,000 | 11,443,000 | 11,026,000 |
| Total capital | 11,712,000 | 11,962,000 | 12,130,000 | 11,707,000 |
| Risk-weighted assets | 59,066,000 | 55,836,000 | 54,780,000 | 53,484,000 |