Call reports 2016
BANK OF PRESCOTT — 2016
What BANK OF PRESCOTT reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 83,822,000 | 81,901,000 | 86,165,000 | 81,792,000 |
| Total loans | 42,791,000 | 44,077,000 | 47,094,000 | 46,464,000 |
| Allowance for loan losses | 1,050,000 | 1,050,000 | 1,048,000 | 1,129,000 |
| Securities available for sale | 34,320,000 | 34,253,000 | 33,820,000 | 29,972,000 |
| Securities held to maturity | 649,000 | 74,000 | 74,000 | 62,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,915,000 | 67,041,000 | 66,275,000 | 66,120,000 |
| Interest-bearing deposits | 52,309,000 | 52,011,000 | 50,050,000 | 49,670,000 |
| Noninterest-bearing deposits | 15,606,000 | 15,029,000 | 16,225,000 | 16,450,000 |
| Equity capital | 10,960,000 | 11,314,000 | 11,473,000 | 10,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,653,000 | 2,479,000 | 3,333,000 |
| Interest expense | 118,000 | 222,000 | 320,000 | 422,000 |
| Net interest income | 692,000 | 1,431,000 | 2,159,000 | 2,911,000 |
| Noninterest income | 70,000 | 135,000 | 179,000 | 254,000 |
| Noninterest expense | 516,000 | 1,115,000 | 1,620,000 | 2,254,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 246,000 | 451,000 | 718,000 | 817,000 |
| Income tax | -15,000 | -52,000 | -62,000 | -83,000 |
| Net income | 261,000 | 503,000 | 780,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,622,000 | 10,863,000 | 11,142,000 | 10,757,000 |
| Total capital | 11,324,000 | 11,604,000 | 11,914,000 | 11,502,000 |
| Risk-weighted assets | 55,798,000 | 58,965,000 | 61,449,000 | 59,244,000 |