Call reports 2015
BANK OF PRESCOTT — 2015
What BANK OF PRESCOTT reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 81,644,000 | 80,799,000 | 81,932,000 | 85,848,000 |
| Total loans | 39,402,000 | 40,082,000 | 40,437,000 | 43,048,000 |
| Allowance for loan losses | 745,000 | 746,000 | 747,000 | 1,047,000 |
| Securities available for sale | 36,889,000 | 35,949,000 | 37,258,000 | 38,194,000 |
| Securities held to maturity | 1,163,000 | 658,000 | 658,000 | 659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,101,000 | 67,260,000 | 68,002,000 | 69,058,000 |
| Interest-bearing deposits | 54,117,000 | 53,932,000 | 54,135,000 | 54,179,000 |
| Noninterest-bearing deposits | 13,984,000 | 13,329,000 | 13,867,000 | 14,879,000 |
| Equity capital | 10,629,000 | 10,696,000 | 11,149,000 | 10,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,687,000 | 2,538,000 | 3,402,000 |
| Interest expense | 115,000 | 225,000 | 335,000 | 446,000 |
| Net interest income | 718,000 | 1,462,000 | 2,203,000 | 2,956,000 |
| Noninterest income | 66,000 | 131,000 | 219,000 | 263,000 |
| Noninterest expense | 490,000 | 964,000 | 1,424,000 | 2,003,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 294,000 | 629,000 | 998,000 | 916,000 |
| Income tax | 42,000 | 104,000 | 167,000 | 185,000 |
| Net income | 252,000 | 525,000 | 831,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,363,000 | 10,636,000 | 10,941,000 | 10,361,000 |
| Total capital | 11,046,000 | 11,318,000 | 11,620,000 | 11,079,000 |
| Risk-weighted assets | 54,589,000 | 54,480,000 | 54,287,000 | 57,149,000 |