Call reports 2014
BANK OF PRESCOTT — 2014
What BANK OF PRESCOTT reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 77,878,000 | 79,160,000 | 80,966,000 | 81,150,000 |
| Total loans | 38,263,000 | 38,423,000 | 39,484,000 | 38,829,000 |
| Allowance for loan losses | 647,000 | 649,000 | 613,000 | 688,000 |
| Securities available for sale | 32,011,000 | 33,635,000 | 34,381,000 | 33,911,000 |
| Securities held to maturity | 3,398,000 | 3,398,000 | 1,593,000 | 1,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,844,000 | 65,745,000 | 65,223,000 | 65,984,000 |
| Interest-bearing deposits | 51,893,000 | 53,226,000 | 53,030,000 | 53,543,000 |
| Noninterest-bearing deposits | 12,950,000 | 12,519,000 | 12,193,000 | 12,441,000 |
| Equity capital | 10,035,000 | 10,467,000 | 10,732,000 | 10,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,701,000 | 2,575,000 | 3,423,000 |
| Interest expense | 113,000 | 226,000 | 344,000 | 459,000 |
| Net interest income | 737,000 | 1,475,000 | 2,231,000 | 2,964,000 |
| Noninterest income | 70,000 | 142,000 | 217,000 | 295,000 |
| Noninterest expense | 505,000 | 1,005,000 | 1,542,000 | 2,064,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 302,000 | 612,000 | 906,000 | 1,095,000 |
| Income tax | 35,000 | 112,000 | 148,000 | 117,000 |
| Net income | 267,000 | 500,000 | 758,000 | 978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,120,000 | 10,352,000 | 10,610,000 | 10,111,000 |
| Total capital | 10,767,000 | 11,001,000 | 11,223,000 | 10,784,000 |
| Risk-weighted assets | 54,458,000 | 55,101,000 | 55,109,000 | 53,799,000 |