Call reports 2013
BANK OF PRESCOTT — 2013
What BANK OF PRESCOTT reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 76,939,000 | 76,521,000 | 77,826,000 | 77,243,000 |
| Total loans | 34,623,000 | 36,058,000 | 37,157,000 | 37,677,000 |
| Allowance for loan losses | 664,000 | 545,000 | 545,000 | 646,000 |
| Securities available for sale | 32,079,000 | 29,277,000 | 29,713,000 | 31,006,000 |
| Securities held to maturity | 4,481,000 | 4,281,000 | 4,262,000 | 4,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,963,000 | 63,468,000 | 64,462,000 | 64,467,000 |
| Interest-bearing deposits | 50,068,000 | 51,242,000 | 52,081,000 | 52,434,000 |
| Noninterest-bearing deposits | 11,894,000 | 12,227,000 | 12,380,000 | 12,033,000 |
| Equity capital | 10,158,000 | 9,771,000 | 10,168,000 | 9,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,663,000 | 2,499,000 | 3,339,000 |
| Interest expense | 119,000 | 240,000 | 357,000 | 472,000 |
| Net interest income | 719,000 | 1,423,000 | 2,142,000 | 2,867,000 |
| Noninterest income | 69,000 | 142,000 | 214,000 | 284,000 |
| Noninterest expense | 457,000 | 923,000 | 1,420,000 | 1,969,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 331,000 | 642,000 | 936,000 | 1,082,000 |
| Income tax | 50,000 | 108,000 | 120,000 | 64,000 |
| Net income | 281,000 | 534,000 | 816,000 | 1,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,811,000 | 10,065,000 | 10,346,000 | 9,852,000 |
| Total capital | 10,449,000 | 10,610,000 | 10,891,000 | 10,498,000 |
| Risk-weighted assets | 50,996,000 | 51,809,000 | 52,861,000 | 53,571,000 |