Call reports 2012
BANK OF PRESCOTT — 2012
What BANK OF PRESCOTT reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 73,780,000 | 72,333,000 | 73,938,000 | 76,265,000 |
| Total loans | 32,734,000 | 32,979,000 | 33,103,000 | 34,108,000 |
| Allowance for loan losses | 434,000 | 434,000 | 423,000 | 662,000 |
| Securities available for sale | 30,612,000 | 29,748,000 | 31,951,000 | 31,438,000 |
| Securities held to maturity | 5,909,000 | 5,678,000 | 5,463,000 | 5,063,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,954,000 | 58,896,000 | 60,240,000 | 61,522,000 |
| Interest-bearing deposits | 49,200,000 | 47,037,000 | 48,603,000 | 50,491,000 |
| Noninterest-bearing deposits | 11,754,000 | 11,858,000 | 11,637,000 | 11,032,000 |
| Equity capital | 9,624,000 | 10,124,000 | 10,310,000 | 9,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,645,000 | 2,464,000 | 3,518,000 |
| Interest expense | 126,000 | 244,000 | 368,000 | 488,000 |
| Net interest income | 699,000 | 1,401,000 | 2,096,000 | 3,030,000 |
| Noninterest income | 83,000 | 174,000 | 258,000 | 336,000 |
| Noninterest expense | 445,000 | 865,000 | 1,297,000 | 1,862,000 |
| Provision for loan losses | 0 | 0 | 0 | 350,000 |
| Pretax income | 337,000 | 710,000 | 1,057,000 | 1,154,000 |
| Income tax | 102,000 | 222,000 | 309,000 | 4,000 |
| Net income | 235,000 | 488,000 | 748,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,336,000 | 9,589,000 | 9,849,000 | 9,531,000 |
| Total capital | 9,770,000 | 10,023,000 | 10,272,000 | 10,193,000 |
| Risk-weighted assets | 48,652,000 | 47,948,000 | 49,160,000 | 50,294,000 |