Call reports 2011
BANK OF PRESCOTT — 2011
What BANK OF PRESCOTT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 72,059,000 | 71,586,000 | 73,497,000 | 73,427,000 |
| Total loans | 33,172,000 | 33,714,000 | 33,048,000 | 32,837,000 |
| Allowance for loan losses | 384,000 | 386,000 | 401,000 | 437,000 |
| Securities available for sale | 26,997,000 | 26,432,000 | 28,985,000 | 30,953,000 |
| Securities held to maturity | 6,597,000 | 6,596,000 | 6,580,000 | 6,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,253,000 | 60,261,000 | 60,197,000 | 60,276,000 |
| Interest-bearing deposits | 49,555,000 | 49,181,000 | 48,901,000 | 49,105,000 |
| Noninterest-bearing deposits | 11,697,000 | 11,081,000 | 11,296,000 | 11,171,000 |
| Equity capital | 9,350,000 | 9,695,000 | 9,946,000 | 9,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,696,000 | 2,557,000 | 3,394,000 |
| Interest expense | 159,000 | 304,000 | 444,000 | 576,000 |
| Net interest income | 705,000 | 1,392,000 | 2,113,000 | 2,818,000 |
| Noninterest income | 77,000 | 160,000 | 239,000 | 318,000 |
| Noninterest expense | 471,000 | 915,000 | 1,365,000 | 1,889,000 |
| Provision for loan losses | 12,000 | 30,000 | 248,000 | 288,000 |
| Pretax income | 279,000 | 587,000 | 719,000 | 939,000 |
| Income tax | 87,000 | 195,000 | 216,000 | 294,000 |
| Net income | 192,000 | 392,000 | 503,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,199,000 | 9,400,000 | 9,510,000 | 9,101,000 |
| Total capital | 9,583,000 | 9,786,000 | 9,911,000 | 9,538,000 |
| Risk-weighted assets | 47,649,000 | 47,808,000 | 48,598,000 | 48,831,000 |