Call reports 2010
BANK OF PRESCOTT — 2010
What BANK OF PRESCOTT reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 70,087,000 | 72,186,000 | 73,644,000 | 77,577,000 |
| Total loans | 32,195,000 | 32,956,000 | 33,243,000 | 33,508,000 |
| Allowance for loan losses | 318,000 | 315,000 | 286,000 | 374,000 |
| Securities available for sale | 18,530,000 | 22,304,000 | 23,637,000 | 27,714,000 |
| Securities held to maturity | 7,626,000 | 7,568,000 | 7,150,000 | 6,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,141,000 | 60,976,000 | 60,241,000 | 60,486,000 |
| Interest-bearing deposits | 49,866,000 | 50,459,000 | 50,167,000 | 50,435,000 |
| Noninterest-bearing deposits | 10,275,000 | 10,517,000 | 10,074,000 | 10,052,000 |
| Equity capital | 9,234,000 | 9,515,000 | 9,872,000 | 9,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,673,000 | 2,527,000 | 3,357,000 |
| Interest expense | 187,000 | 371,000 | 553,000 | 731,000 |
| Net interest income | 651,000 | 1,302,000 | 1,974,000 | 2,626,000 |
| Noninterest income | 77,000 | 159,000 | 244,000 | 320,000 |
| Noninterest expense | 462,000 | 898,000 | 1,349,000 | 1,886,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 266,000 | 563,000 | 869,000 | 960,000 |
| Income tax | 72,000 | 167,000 | 257,000 | 266,000 |
| Net income | 194,000 | 396,000 | 612,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,101,000 | 9,312,000 | 9,528,000 | 9,010,000 |
| Total capital | 9,419,000 | 9,627,000 | 9,814,000 | 9,384,000 |
| Risk-weighted assets | 38,572,000 | 39,686,000 | 47,049,000 | 49,446,000 |