Call reports 2009
BANK OF PRESCOTT — 2009
What BANK OF PRESCOTT reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 67,772,000 | 69,447,000 | 67,223,000 | 69,652,000 |
| Total loans | 31,424,000 | 32,577,000 | 31,771,000 | 32,075,000 |
| Allowance for loan losses | 268,000 | 268,000 | 266,000 | 317,000 |
| Securities available for sale | 20,861,000 | 18,793,000 | 15,642,000 | 18,139,000 |
| Securities held to maturity | 2,779,000 | 7,502,000 | 7,489,000 | 7,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,734,000 | 56,944,000 | 56,917,000 | 59,936,000 |
| Interest-bearing deposits | 48,127,000 | 47,469,000 | 47,716,000 | 49,331,000 |
| Noninterest-bearing deposits | 9,607,000 | 9,475,000 | 9,201,000 | 10,605,000 |
| Equity capital | 9,112,000 | 9,221,000 | 9,538,000 | 9,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,704,000 | 2,543,000 | 3,337,000 |
| Interest expense | 221,000 | 420,000 | 611,000 | 800,000 |
| Net interest income | 665,000 | 1,284,000 | 1,932,000 | 2,537,000 |
| Noninterest income | 85,000 | 168,000 | 273,000 | 345,000 |
| Noninterest expense | 421,000 | 866,000 | 1,323,000 | 1,795,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 100,000 |
| Pretax income | 329,000 | 586,000 | 832,000 | 987,000 |
| Income tax | 104,000 | 176,000 | 239,000 | 282,000 |
| Net income | 225,000 | 410,000 | 593,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,035,000 | 9,221,000 | 9,404,000 | 8,916,000 |
| Total capital | 9,035,000 | 9,489,000 | 9,670,000 | 9,233,000 |
| Risk-weighted assets | 36,218,000 | 38,710,000 | 37,445,000 | 38,239,000 |