Call reports 2017
NEW RESOURCE BANK — 2017
What NEW RESOURCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 352,503,000 | 353,153,000 | 353,059,000 | 348,582,000 |
| Total loans | 255,052,000 | 259,596,000 | 257,009,000 | 262,789,000 |
| Allowance for loan losses | 3,865,000 | 3,985,000 | 3,938,000 | 4,284,000 |
| Securities available for sale | 25,003,000 | 24,241,000 | 23,460,000 | 22,687,000 |
| Securities held to maturity | 3,363,000 | 3,342,000 | 3,322,000 | 3,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,380,000 | 309,032,000 | 307,451,000 | 304,789,000 |
| Interest-bearing deposits | 186,829,000 | 188,220,000 | 181,628,000 | 187,852,000 |
| Noninterest-bearing deposits | 122,551,000 | 120,812,000 | 125,823,000 | 116,937,000 |
| Equity capital | 40,853,000 | 41,389,000 | 42,215,000 | 40,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,351,000 | 6,856,000 | 10,590,000 | 14,172,000 |
| Interest expense | 32,000 | 69,000 | 104,000 | 138,000 |
| Net interest income | 3,319,000 | 6,787,000 | 10,486,000 | 14,034,000 |
| Noninterest income | 303,000 | 619,000 | 974,000 | 1,404,000 |
| Noninterest expense | 3,133,000 | 6,047,000 | 8,998,000 | 12,216,000 |
| Provision for loan losses | 0 | 254,000 | 220,000 | 565,000 |
| Pretax income | 489,000 | 1,105,000 | 2,242,000 | 2,657,000 |
| Income tax | 181,000 | 403,000 | 813,000 | 2,630,000 |
| Net income | 308,000 | 702,000 | 1,429,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,326,000 | 37,164,000 | 38,447,000 | 38,482,000 |
| Total capital | 39,975,000 | 40,899,000 | 42,235,000 | 42,342,000 |
| Risk-weighted assets | 290,557,000 | 297,403,000 | 301,829,000 | 307,612,000 |