Call reports 2016
NEW RESOURCE BANK — 2016
What NEW RESOURCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 293,248,000 | 309,362,000 | 320,368,000 | 330,760,000 |
| Total loans | 208,636,000 | 227,806,000 | 236,949,000 | 243,556,000 |
| Allowance for loan losses | 3,414,000 | 3,715,000 | 3,702,000 | 3,682,000 |
| Securities available for sale | 31,077,000 | 25,179,000 | 27,994,000 | 25,840,000 |
| Securities held to maturity | 3,444,000 | 3,423,000 | 3,403,000 | 3,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,269,000 | 266,972,000 | 277,335,000 | 287,873,000 |
| Interest-bearing deposits | 152,302,000 | 172,700,000 | 177,695,000 | 172,072,000 |
| Noninterest-bearing deposits | 98,967,000 | 94,272,000 | 99,640,000 | 115,801,000 |
| Equity capital | 39,681,000 | 40,103,000 | 40,362,000 | 40,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,758,000 | 5,762,000 | 8,877,000 | 12,189,000 |
| Interest expense | 29,000 | 64,000 | 98,000 | 132,000 |
| Net interest income | 2,729,000 | 5,698,000 | 8,779,000 | 12,057,000 |
| Noninterest income | 206,000 | 475,000 | 787,000 | 1,143,000 |
| Noninterest expense | 2,565,000 | 5,061,000 | 7,749,000 | 10,564,000 |
| Provision for loan losses | 75,000 | 375,000 | 360,000 | 339,000 |
| Pretax income | 295,000 | 737,000 | 1,457,000 | 2,297,000 |
| Income tax | 117,000 | 294,000 | 740,000 | 999,000 |
| Net income | 178,000 | 443,000 | 717,000 | 1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,905,000 | 34,533,000 | 34,814,000 | 35,859,000 |
| Total capital | 36,984,000 | 37,844,000 | 38,238,000 | 39,347,000 |
| Risk-weighted assets | 243,507,000 | 262,206,000 | 271,365,000 | 276,689,000 |