Call reports 2015
NEW RESOURCE BANK — 2015
What NEW RESOURCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 263,690,000 | 261,980,000 | 280,036,000 | 282,200,000 |
| Total loans | 174,906,000 | 179,574,000 | 186,287,000 | 191,990,000 |
| Allowance for loan losses | 3,410,000 | 3,360,000 | 3,361,000 | 3,337,000 |
| Securities available for sale | 23,837,000 | 27,485,000 | 26,591,000 | 31,651,000 |
| Securities held to maturity | 3,525,000 | 3,504,000 | 3,484,000 | 3,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,937,000 | 229,055,000 | 238,495,000 | 241,006,000 |
| Interest-bearing deposits | 143,721,000 | 142,159,000 | 140,118,000 | 150,869,000 |
| Noninterest-bearing deposits | 87,216,000 | 86,896,000 | 98,377,000 | 90,138,000 |
| Equity capital | 31,600,000 | 31,905,000 | 39,258,000 | 39,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,705,000 | 5,277,000 | 7,873,000 | 10,362,000 |
| Interest expense | 29,000 | 56,000 | 85,000 | 115,000 |
| Net interest income | 2,676,000 | 5,221,000 | 7,788,000 | 10,247,000 |
| Noninterest income | 206,000 | 465,000 | 637,000 | 967,000 |
| Noninterest expense | 2,489,000 | 4,927,000 | 7,399,000 | 9,679,000 |
| Provision for loan losses | -20,000 | -20,000 | -20,000 | 1,080,000 |
| Pretax income | 413,000 | 779,000 | 1,046,000 | 455,000 |
| Income tax | 3,000 | 10,000 | -6,838,000 | -7,554,000 |
| Net income | 410,000 | 769,000 | 7,884,000 | 8,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,343,000 | 31,815,000 | 33,539,000 | 33,605,000 |
| Total capital | 33,799,000 | 34,347,000 | 36,242,000 | 36,531,000 |
| Risk-weighted assets | 195,377,000 | 201,537,000 | 212,136,000 | 230,045,000 |