Call reports 2013
NEW RESOURCE BANK — 2013
What NEW RESOURCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 208,264,000 | 200,080,000 | 219,273,000 | 215,700,000 |
| Total loans | 135,965,000 | 137,826,000 | 147,685,000 | 159,999,000 |
| Allowance for loan losses | 2,821,000 | 2,822,000 | 2,974,000 | 3,293,000 |
| Securities available for sale | 25,108,000 | 34,682,000 | 32,238,000 | 30,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,513,000 | 171,023,000 | 189,763,000 | 185,675,000 |
| Interest-bearing deposits | 108,858,000 | 112,931,000 | 117,972,000 | 116,637,000 |
| Noninterest-bearing deposits | 69,655,000 | 58,092,000 | 71,791,000 | 69,038,000 |
| Equity capital | 28,165,000 | 27,879,000 | 28,271,000 | 28,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,050,000 | 4,104,000 | 6,250,000 | 8,655,000 |
| Interest expense | 39,000 | 79,000 | 116,000 | 150,000 |
| Net interest income | 2,011,000 | 4,025,000 | 6,134,000 | 8,505,000 |
| Noninterest income | 212,000 | 422,000 | 644,000 | 854,000 |
| Noninterest expense | 2,008,000 | 3,875,000 | 5,736,000 | 7,892,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 300,000 |
| Pretax income | 215,000 | 572,000 | 892,000 | 1,167,000 |
| Income tax | 28,000 | 14,000 | 24,000 | 38,000 |
| Net income | 187,000 | 558,000 | 868,000 | 1,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,751,000 | 28,176,000 | 28,537,000 | 28,964,000 |
| Total capital | 29,613,000 | 30,070,000 | 30,556,000 | 31,113,000 |
| Risk-weighted assets | 147,869,000 | 150,416,000 | 160,407,000 | 170,671,000 |