Call reports 2012
NEW RESOURCE BANK — 2012
What NEW RESOURCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 172,648,000 | 184,867,000 | 190,849,000 | 200,215,000 |
| Total loans | 115,906,000 | 127,111,000 | 136,979,000 | 135,741,000 |
| Allowance for loan losses | 2,675,000 | 2,676,000 | 2,801,000 | 2,819,000 |
| Securities available for sale | 26,387,000 | 30,403,000 | 29,851,000 | 27,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,056,000 | 155,882,000 | 161,122,000 | 170,209,000 |
| Interest-bearing deposits | 90,615,000 | 95,629,000 | 99,069,000 | 101,117,000 |
| Noninterest-bearing deposits | 53,441,000 | 60,253,000 | 62,053,000 | 69,092,000 |
| Equity capital | 26,816,000 | 27,205,000 | 27,720,000 | 27,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,864,000 | 3,718,000 | 5,765,000 | 7,983,000 |
| Interest expense | 47,000 | 93,000 | 140,000 | 185,000 |
| Net interest income | 1,817,000 | 3,625,000 | 5,625,000 | 7,798,000 |
| Noninterest income | 189,000 | 457,000 | 626,000 | 851,000 |
| Noninterest expense | 2,062,000 | 3,931,000 | 5,681,000 | 7,671,000 |
| Provision for loan losses | 0 | 0 | 160,000 | 210,000 |
| Pretax income | -56,000 | 151,000 | 410,000 | 768,000 |
| Income tax | 0 | 1,000 | 4,000 | 17,000 |
| Net income | -56,000 | 150,000 | 406,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,441,000 | 26,752,000 | 27,105,000 | 27,465,000 |
| Total capital | 28,109,000 | 28,562,000 | 29,037,000 | 29,375,000 |
| Risk-weighted assets | 132,204,000 | 143,712,000 | 153,523,000 | 151,746,000 |